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Case Study [$2.125M - Ages 62/60]
This week's case study: A couple fully retiring in 3 years. When they came to us, they wanted to focus on protecting their early retirement years, ensuring their legacy goals, reducing lifetime taxes and health insurance. Here's what we did
Read MoreCase Study [$3.2M - Ages 60/57]
This week's case study features a couple, ages 60/57, retiring in 2027. They wanted to save well these next 2 years & ensure their portfolio/distributions were fully prepared for retirement. They also had a specific legacy goal to plan for.
Read MoreCase Study [$650,000 - Ages 53/53]
This week's case study features a married couple, ages 53/53 who are actively saving for retirement. They wanted to be sure they were being smart about how they save money and are being tax efficient today and in retirement.
Read MoreCase Study [2.65M - Ages 61/59]
This week's case study features a married couple (61/59) with $2.65M in invested assets. They were concerned about a large market decline early in retirement, their IRA money turning into huge tax bills, and the best way to spend money.
Read MoreCase Study [$900k - Age 62]
Client Facts Single - Divorced (married over 10 years) Retiring at 65 Total Brokerage: $180,000 Traditional IRA: $400,000 Traditional 401k: $200,000 Total Roth: $120,000 Savings: $45,000 Social Security: $2,800 at 67 Monthly spending:...
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Case Study [$1.5M - Ages 60/55]
Client Facts Married ages 60 & 55 $1.2M IRA $200k Brokerage $100k Roth Retired and working until 60 Social Security: $3,200 & $2,200 at 67 $40,000/year pension $8,000 monthly retirement spending Retirement Goals & Concerns: Leave any...
Read MoreCase Study [$750k - Ages 64/64]
Client Facts Married, ages 64 and 64 $450,000 IRA $70,000 Roth $230,000 Brokerage. Both retiring this year. Retirement Goals & Concerns: Understand spending limit Get control of taxes and become more tax efficient Decrease volatility...
Read MoreCase Study [$2.1M - Ages 62/60]
Client Facts Married, ages 62/60 Both are retired Total Brokerage: $350,000 Total pre-tax retirement: $1.4M Total Roth: $150,000 HSA: $25,000 Cash: $75,000 Home: $850,000 (paid off) Social Security at 67: $3,200 & $3,000 Monthly...
Read MoreCase Study [$1.45M - Ages 58/56]
Client Facts Married - still working Retiring in 2 years Ages 58/56 Total Brokerage: $250,000 Total Tax-Deferred: $1,100,000 Total Roth: $100,000 Cash: $80,000 Social Security: $3,200 & $2,800 at 67 Monthly spending: $7,500 Annual...
Read MoreCase Study [$850k - Ages 66/65]
Client Facts Married couple - retired Ages 66/65 Total Brokerage $200,000 Total Tax-Deferred $650,000 Total Roth $0 Total Social Security $47,600/year (both turned on) Total Pension $22,500/year Monthly spending $6,000/month Retirement...
Read MoreCase Study [$2.7M - Age 62]
Client Facts Single - Retiring this year Age 62 Cash $400,000 CDs $180,000 Total Brokerage $900,000 Total Tax-Deferred $975,000 Total Roth $150,000 Inherited IRA $675,000 (non-spouse) Pension $3,500/month Monthly spending $10,000/month...
Read MoreCase Study [$2.1M - Ages 61/59]
Client Facts Married ages 61 and 59 Retiring in 2 years Total IRA: $1,560,000 Total Roth: $75,000 Total Brokerage: $325,000 Social Security: $3,000 & $2,400 Pension: $28,000 Retirement Spending: $11,500/month Retirement Goals &...
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